“Why do I need a car warranty in Ghana? Cars here run fine without it.”
Most cars in Ghana run on dusty and rough roads, which increases wear and tear on engines, suspension, and electrical systems. Repairs are costly and unexpected. CarGaurd ensures you don’t pay huge sums out of pocket when breakdowns happen. It’s not about if your car will need repairs, but when.
“This sounds like insurance. Why should I buy both?”
Insurance covers accidents, theft, and damage to others. CarGaurd covers mechanical and electrical breakdowns(engine, gearbox, AC, suspension, etc.). Both are different but complementary—insurance protects from accidents, CarGaurd protects from costly repairs.
“Ghanaians don’t trust warranty companies. How do I know you won’t run away?”
CarGaurd is registered in Ghana, partners with recognized garages, banks, and oil brands, and provides transparent contracts. Every customer receives a written agreement and can verify our authorized service centers nationwide.
“Repairs in Ghana are cheap, why pay monthly?”
Basic fixes may be cheap, but major failures like an engine or transmission cost ₵20,000 – ₵50,000. CarGaurd spreads that risk into manageable payments, so you’re never stranded by a big bill.
“What if my mechanic refuses to work with CarGaurd?”
CarGaurd works with an approved network of certified garages. If your mechanic qualifies and passes inspection, we can accredit them too—so you can keep using the people you trust.
“Most cars in Ghana are second-hand, will you even cover mine?”
Yes. CarGaurd specializes in covering used cars, which are most at risk of breakdowns. We inspect and approve your car before coverage starts, ensuring fair terms for all customers.
“What if I never need it? Won’t my money be wasted?”
Think of CarGaurd like health insurance for your car. If you don’t need major repairs, great—you enjoyed peace of mind. If you do, one repair claim can save you more than 3 years of premiums.
“Isn’t this just another scam? Too good to be true.”
We understand skepticism. That’s why CarGaurd is transparent:
- Every policy has written terms and conditions.
- We operate with local partners and banks.
- You can verify our business registration and contracts before paying a pesewa.
“Can I cancel if I’m not satisfied?”
Yes. CarGaurd offers a cooling-off period after signup. If you’re unsatisfied, you can cancel within the agreed period and receive a refund of unused premiums.
“How do I know claims will actually be paid?”
Claims are processed through approved garages directly. You don’t have to chase us for money—we pay the garage on your behalf, so you only pick up your car after repairs are complete.
