1) What we Mean by each Service

Vehicle Tracking (VT) — Real-Time Location Monitoring of Individual Vehicles using GPS + Cellular Communications. Core Outputs: Live Vehicle Location, Route History, Parked/Idle Detection, Geofence Alerts, Trip Start/Stop Times, and Basic Diagnostics (Battery, Ignition, Speed). Purpose: Asset Recovery, Theft Deterrence, Simple Operational Visibility.

Fleet Management (FM) — A Broader Service Layer that uses Vehicle Tracking plus Data from Sensors, Driver Inputs, Back-Office Processes and Analytics to Optimize an Entire Fleet’s Performance, Safety and Costs. Core Outputs: Route Optimization, Driver Behaviour Scoring, Fuel/Consumption Monitoring, Preventive Maintenance Scheduling, Dispatching, Compliance Reporting, KPI Dashboards and Integrations with Payroll/ERP/Insurance.

2) Business Outcomes for Clients (Why It Matters)

  • Reduce Fuel and Operating Costs (Route Optimization; Remove Harsh Driving)
  • Lower Theft/Loss Risk and Speed Recovery
  • Improve Vehicle Uptime via Preventive Maintenance
  • Reduce Insurance Premiums via Telematics/Driver Scoring
  • Faster Dispatch and Higher Customer Responsiveness
  • Data to Support Financing, Blended Finance, and Bank/Insurer Partnerships

3) CarGuard Product Packages — Overview

We offer Four Core Packages plus Modular Add-Ons. Each Package includes Hardware Options (Purchase or Lease), Mobile/Web Apps, and Onboarding.

Package A —  Basic

For Individuals and Very Small Fleets (1–10 Vehicles).

  • Real-time location (60–120s Updates)
  • Trip history (90 days)
  • Geofences (Unlimited)
  • Simple Theft Alert (Immobilizer Optional)
  • Mobile App & Web Map
  • SMS/Email Alerts (Speed, Geofence, Tamper)
  • Basic Reports (Monthly Mileage)
  • 24/7 Email Support

Package B —  Plus

For Small Commercial Fleets wanting Operational Control.
Includes everything in Basic, plus:

  • 30s or Configurable Update Rate
  • Ignition / Engine On-Off Reporting
  • Idle Time and Stop Reports
  • Basic Driver ID (RFID KeyFob)
  • Playback and Export (CSV)
  • Scheduled Reports (Daily/Weekly)
  • API Access (Read-Only)
  • 24/7 Phone Support (Business Hours SLA)

Package C — Fleet Smart (Most Popular)

For Medium Fleets (10–200 Vehicles) needing Full Fleet Ops.
Includes everything in Plus, :

  • Driver Behaviour Scoring (Speeding, Acceleration, Braking, Cornering)
  • Fuel Consumption Monitoring (OBDII or CANbus Integration; Fueling Event Detection)
  • Maintenance & Service Scheduling (Alerts for Servicing Based on Km/Hours)
  • Real-Time Dispatching Module (Live Jobs, Nearest Vehicle)
  • Route Optimization Suggestions (Cost/Time Saving)
  • Advanced Snalytics Dashboard (Utilization, Cost Per Km, downtime)
  • Telematics Reports for Insurers (Event Logs)
  • Role-Based Access Control
  • Integration Support (Payroll, CRM, ERP)
  • SLA: 99.5% Platform Uptime; 2-Hour Critical Response

Package D — Enterprise

For Large Operators, Corporates, Government & Logistics.

  • All Fleet Smart Features
  • Custom Integrations (SAP, Oracle, Bespoke Systems)
  • Dedicated Account Manager & Onboarding Team
  • Bulk Device Provisioning & Managed Installation
  • Custom Dashboards and White-Label Portal
  • SFTP/Secure Feed, Webhook Streaming, Full API (read/write)
  • Advanced Telematics: CANbus, J1939, CAN logging, VIN/ Chassis-Level Diagnostics
  • Video telematics (Integrated Dashcams) Optional
  • SLA: 99.9% Uptime; Dedicated Escalation; Custom KPIs

4) Add-ons (Modular, Available for any Package)

  • Dashcam (Forward-Facing / Dual) — Event Video, Continuous Recording, G-Sensor Triggered Clips.
  • Immobilizer & Remote Cut-Off — Remote Engine Cutoff for Theft Recovery (with Safety Interlocks).
  • Odometer & Fuel-flow Sensors — for Fleets requiring High-Accuracy Fuel Auditing.
  • Temperature Monitoring — for Cold Chain Vehicles.
  • Driver ID Upgrades — Biometric or Mobile app Driver Authentication.
  • Insurance Telematics (PAYD/POD) — Custom Reports for Insurers and Premium Discounts.
  • EV Telemetry — Battery State, Charging Events, Range Prediction (for Electric Fleets).
  • Fuel Card & Payments Integration — Reconciliation of Fueling Transactions.
  • White-Label App / Portal — Branded for Partners (Banks/Insurers).
  • Local integrations: DVLA (Vehicle Registry) Lookup, Tow Service Partners, etc.

5) Technical Architecture (How It Works)

  1. Hardware— Rugged GPS Tracker Device Installed in Vehicle. Options:
    • OBDII Plug-In (Easy Install)
    • Hardwired Telematics Device (Tamper Resistant, Extended I/O, CANbus)
    • Optional Dashcam or Auxiliary Sensors
    • Embedded SIM (2G/3G/4G/LTE; Fallback Options)
  2. Connectivity— Device → Cellular Data Network → Secure MQTT/HTTPS to CarGuard Cloud. Local SIM with Roaming where needed (Ghana: Local MNOs with Fallback Roaming).
  3. Backend— Cloud Platform that ingests Telemetry, Processes Events, Stores Trip/History and Serves API/web UI. Scalable Microservices; Tiered Data Retention.
  4. Frontends— Secure Web Portal + Native Mobile Apps (iOS/Android) for Drivers and Managers.
  5. APIs & Integrations— REST/Webhook Endpoints, CSV Exports, SFTP and Custom Connectors.
  6. Security— TLS Encryption in Transit, Role-Based Access, Encrypted Data at Rest, Audit Logs.

6) Example feature definitions & thresholds

  • Location Update Frequency: Basic 60–120s; Plus 30s; Fleet Smart Configurable 10–30s for Moving, 5s for Panic Mode.
  • Geofence: Instant Entry/Exit Alerts; Configurable Grace Time (e.g., 2 Minutes).
  • Driver Scoring: Weighted Metrics (Speeding 40%, Harsh Braking 25%, Acceleration 20%, Idling 15%). Score 0–100.
  • Fuel Anomaly Detection: sudden drop in tank level >X liters within short interval triggers alert.
  • Maintenance: kms or Engine Hours based Alerts + Historical Maintenance Log.
  • Data Retention:Trips—Default 365 days (Can be Extended), Raw Telemetry 90–180 days (Enterprise Customizable).

7) Onboarding & Deployment Plan

Small Rollouts (≤25 vehicles):

  • Day 0: Kickoff & Requirements
  • Day 1–7: Device Delivery & Scheduling Installations
  • Day 8–14: Install + Live Testing
  • Day 15: User Training (Manager & Drivers) + Cutover
  • Day 30: 30-Day Review & Optimization

Medium/Large (25–500+):

  • Week 0: Discovery & Systems Integration Planning
  • Week 1–3: Pilot Group (10–30 Vehicles)
  • Week 4–8: Iterative Deployment Waves (50–100 per week depending on Resources)
  • Week 8–12: Full Rollout, Integration Finalization and Training
  • Ongoing: Monthly Account Reviews & Optimization

8) Support & Service Level Agreements (SLA)

Typical SLAs by Package:

  • Basic: Email Support, 48–72h Response for Non-Critical.
  • Plus: Phone & Email, 24h Business Response.
  • Fleet Smart: 24/7 Support, Critical Incident Response within 2 Hours, uptime 99.5%.
  • Enterprise: Dedicated Support Team, 1-Hour Critical Response, Uptime 99.9%, Quarterly Health Checks.
  1. Incident Prioritization: Critical (Service Down / Tracking Unavailable) → High (Data Delay / Integration Failure) → Medium (Reporting Issue) → Low (UI Cosmetic).

9) Pricing Models

We price flexibly: Hardware + Recurring Subscription or all-in Lease Subscription.

Package Pricing in Ghana Cedis (GHS)

USD 1 ≈ GHS 12. (Current Rate Per Document ).

(Basic)

  • Hardware Purchase: e.g., USD 35 → ~ GHS 420.
  • Monthly Subscription: USD 4–8 → ~ GHS 48-96/Month + Data line (GHS 20/Month) → GHS 68-116/Month.
  • Suggest: GHS 70/Month Inclusive of SIM/Data (for Standard Update Rate) for Ghana Market.

(Plus)

  • Hardware Purchase: USD 50–70 → ~ GHS 600-840.
  • Monthly: USD 8–15 → ~ GHS 96-180/Month + Data Line (GHS 30/Month) → ~ GHS 126-210/Month.
  • Suggest: GHS 140/Month including Standard Data (For Small Commercial Customers).

(Fleet Smart)

  • Hardware Purchase: USD 90–120 → ~ GHS 1,080-1,440.
  • Monthly: USD 18–40 → ~ GHS 216-480/Month + Data Line (GHS 40-60/Month) → ~ GHS 256-540/Month.
  • Suggest Mid-Market: GHS 300/Month inclusive of Usual Data line for Ghana; Scale up depending on Update Frequencies or Dashcam.

(Enterprise)

  • Hardware & Installation: Custom Quote (e.g., GHS 1,500+), Large-Volume Discounts.
  • Monthly Subscription: Negotiable;e.g., USD 40+ → GHS 480+ + data line GHS 50-100/Month → possibly GHS 550+ / Vehicle / Month depending on Scale and Features.
  • Customised Pricing Sheet Based on number of Vehicles, Update Rate, Sensors, Integrations.

10) Compliance, Privacy & Data governance

  • Data Ownership: Customer owns Vehicle and Driver Data; CarGuard provides access as per Contract.
  • Data Retention & Deletion: Configurable by Contract. Default Retention Policies with Archival Options.
  • Driver Privacy: GDPR-Style Best Practices—Inform Drivers that Telematics are used for Safety & Operations; provide Policy for acceptable Monitoring.
  • Legal: Observe Data Protection Act and Consent where required for Driver Monitoring.
  • Security: SOC-like Practices — Access Control, Logging, Encryption, and Periodic Audits.

11) KPIs, Reporting & Analytics

(What Managers will Want)

  • Fleet Utilization (% active Hours vs Available)
  • Cost per km / per Trip
  • Fuel Consumption (Liters / 100 km)
  • Trips Completed on time (%)
  • Driver Safety Score (Avg per Driver, per Region)
  • Maintenance Compliance (% Services Completed on Schedule)
  • Idle Time (Hours / Day)
  • Theft / Recovery Incidents (Count & Time to Recover)

Reports: Daily Digest, Weekly Operational Reports, Monthly Executive Dashboard, Ad-Hoc Export.

12) Typical contract clauses & delivery items

  • Delivery: Devices, SIM Activation, Installation Schedule
  • Acceptance: Pilot for 4 Weeks, Acceptance Criteria (Accuracy, Uptime)
  • Service Credits: Defined for SLA Misses
  • Confidentiality & Data Usage
  • Integration & APIs (Deliverables & Timelines)
  • Renewal & Volume Discounts
  • Insurance & Liability Caps

13) Implementation risks & mitigations

  • Poor Cellular Coverage — Use Store-and-Forward on Device, Multi-Network SIMs.
  • Device Tampering — Hardwired Installation and Tamper Alerts.
  • Driver Pushback — Clear Communication, Privacy Policy, Training.
  • Integration Complexity — Phased API approach; pilot before full integration.

14) Customer Scenarios

  • Logistics Company: Reduces Route kms 12% via Optimization; increases On-Time Delivery.
  • Corporate Car Fleet: Moves to Preventive Maintenance, reducing Breakdowns by 28%.
  • Insurance Partner: Uses Telematics to offer Usage-Based Premiums; reduces Claims due to Risky Driving.

15) Quick Look Package Sheet

(Basic) — Live Location, GeoFences, Basic Alerts, Mobile App
(Plus) — + Driver ID, Ignition, Scheduled Reports, API Access
(Fleet Smart) — + Driver Scoring, Fuel & Maintenance, Dispatch, Analytics
(Enterprise) — + Custom Integrations, Dedicated Team, White-Label, Video Telematics