Vehicles manufactured between 2000 and 2025

(Coverage Based on Vehicle Condition and Age Rather than Mileage)

• Passenger Vehicles (Sedans, Hatchbacks, Coupes, Convertibles)
• SUVs and Crossovers
• Pickup Trucks and Light-Duty Commercial Vehicles (under 3.5 tons GVW)

• Vehicle must be Legally Registered in Ghana with Valid Roadworthy Certification (DVLA)
• Vehicle must not be declared as “flood-damaged,” or “total loss from Accident Damage”
• “Rebuilt” or “Salvage” may qualify after a Detailed Inspection; (Separate Package Details)

• Pre-Enrollment Inspection (Visual + Diagnostic Scan)
• Confirmation of routine maintenance records (Oil Changes, Timing Belt Replacement, etc.)

Warranty Eligibility and tier are determined by:

1. Age of Vehicle: Packages Scale Coverage and Pricing by Age Bracket.
2. Condition Verification: Comprehensive Inspection and OBD Scan Determine Component Health.
3. Maintenance History: Service Records affect Premium Eligibility.
4. Market Value & Risk Analysis: Pricing Adjusted Based on Make, Model, and Part Availability in Ghana.
5. Usage Category:
   • Private vehicles– Eligible for all Packages
   • Commercial vehicles– Eligible for Gold or Diamond (Platinum requires Additional Evaluation)

CarGuard offers Three Package Tiers based on Vehicle Age, Condition, and Component Coverage Needs:

Regardless of Package, these are Not Covered:

• Pre-Existing Damage or Faults identified during Inspection
• Non-Factory Modifications (Engine Swaps, Aftermarket Turbo Kits, etc.)
• Cosmetic Damage (Paint, Upholstery, Trim)
• Wear-and-tear parts (Brake Pads, Tires, Wiper blades)
• Vehicles used for Competitive Racing, Off-Road Events, or Illegal Activities